Clarity before commitment
Every scenario modeled with Canadian compounding, stress-test qualification, and down-payment rules—so you never guess.

Sandy Fisher
Top-producing broker with Paragon Mortgage Inc.—clarity, calm, and Canadian-rate expertise.

Meet Sandy
Sandy Fisher is a top-producing mortgage broker based in Sherwood Park, serving clients across Alberta with composure and precision. Through Paragon Mortgage Inc., she opens lender options that fit real budgets—and real lives.
Whether you're buying your first home, refinancing, or navigating renewal season, Sandy turns complexity into a clear next step.
Apply NowServices
Purchases, renewals, equity, and complex files—arranged through Paragon Mortgage Inc. with a lender network built for Canadian rules.
Interactive
Built for Canadian rules—semi-annual compounding, minimum down payment thresholds, CMHC-style insurance, and the OSFI stress test.
Payment frequency
Your payment
$1,634
every two weeks (accelerated)
Canadian stress test
Qualifying rate 6.29% (greater of contract + 2% or the published qualifying rate). Stress-test payment: $3,963/mo.
High-ratio mortgage — insurance rate 3.10% of the loan amount.
Estimates only. Actual rates, insurance premiums, and qualification depend on your credit, income, property, and lender guidelines. Payments use Canadian semi-annual compounding.
The approach
A cinematic standard of care—precise numbers, decisive advice, and a process that feels effortless.
Every scenario modeled with Canadian compounding, stress-test qualification, and down-payment rules—so you never guess.
As a top producer with Paragon Mortgage Inc., Sandy negotiates across a deep lender network for rates and structures that fit real life.
Alberta market instincts with white-glove service—first homes, moves, refinances, and investments handled with composure.


Let's talk
Reach Sandy Fisher at Paragon Mortgage Inc. for a private consultation—purchases, renewals, and refinances across Sherwood Park and Alberta.